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<title mode="escaped" type="text/html">The-Real-Estate-Blog</title>
<tagline mode="escaped" type="text/html">Find, buy, or sell your home with the help of qualified professionals!  Areas of Expertise include Westlake Village, Simi Valley, Thousand Oaks, Moorpark, Camarillo, Pasadena, Agoura Hills, Ventura, Oxnard and Calabasas.</tagline>
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<modified>2006-09-21T00:49:30Z</modified>
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<link href="https://www.blogger.com/atom/30945570/115879954381274281" rel="service.edit" title="Short Sale 101 for Realtors®" type="application/atom+xml"/>
<author>
<name>Aaron Reno</name>
</author>
<issued>2006-09-20T17:42:00-07:00</issued>
<modified>2006-09-21T00:49:30Z</modified>
<created>2006-09-21T00:45:43Z</created>
<link href="http://audracamacho.com/2006/09/short-sale-101-for-realtors.html" rel="alternate" title="Short Sale 101 for Realtors®" type="text/html"/>
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<title mode="escaped" type="text/html">Short Sale 101 for Realtors®</title>
<summary mode="escaped" type="text/plain" xml:base="http://audracamacho.com/realestateblog.asp">This information has been shortened and put into outline form.

Ø A "short sale" is a transaction in which a lender agrees to accept less than it is owed to permit a sale of the property which secures its note.

Ø The lender will require a market analysis from the REALTOR®; listing the property.

Ø The lender will want an explanation of the circumstances which created the need for the short</summary>
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<link href="https://www.blogger.com/atom/30945570/115559294707429164" rel="service.edit" title="Fixed-Rate Mortgages" type="application/atom+xml"/>
<author>
<name>Aaron Reno</name>
</author>
<issued>2006-08-14T14:57:00-07:00</issued>
<modified>2006-08-14T22:03:30Z</modified>
<created>2006-08-14T22:02:27Z</created>
<link href="http://audracamacho.com/2006/08/fixed-rate-mortgages.html" rel="alternate" title="Fixed-Rate Mortgages" type="text/html"/>
<id>tag:blogger.com,1999:blog-30945570.post-115559294707429164</id>
<title mode="escaped" type="text/html">Fixed-Rate Mortgages</title>
<summary mode="escaped" type="text/plain" xml:base="http://audracamacho.com/realestateblog.asp">With fixed-rate mortgages, your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be stable. Fixed-rate mortgages are available for 30 years, 20 years, 15 years and even 10 years. There are also "bi-weekly" mortgages, which shorten the loan by calling for half the monthly payment every two weeks.</summary>
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<link href="https://www.blogger.com/atom/30945570/115526867279839509" rel="service.edit" title="Our Resume" type="application/atom+xml"/>
<author>
<name>Aaron Reno</name>
</author>
<issued>2006-08-10T20:56:00-07:00</issued>
<modified>2006-08-11T03:57:52Z</modified>
<created>2006-08-11T03:57:52Z</created>
<link href="http://audracamacho.com/2006/08/our-resume.html" rel="alternate" title="Our Resume" type="text/html"/>
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<title mode="escaped" type="text/html">Our Resume</title>
<summary mode="escaped" type="text/plain" xml:base="http://audracamacho.com/realestateblog.asp">AUDRA CAMACHO, REALTOR®, WCR

Audra Camacho has been helping people in Southern California achieve their goals for over 15 years.  She has become widely respected for her energetic spirit and willingness to help those in need.

Throughout the years, Audra has blossomed as a principal clarinet teacher and a Mary Kay Sales Director.  Her students and clients hold her in the highest regard, and Audra</summary>
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<link href="https://www.blogger.com/atom/30945570/115437382717776026" rel="service.edit" title="Who Pays What???" type="application/atom+xml"/>
<author>
<name>Aaron Reno</name>
</author>
<issued>2006-07-31T12:19:00-07:00</issued>
<modified>2006-07-31T19:25:23Z</modified>
<created>2006-07-31T19:23:47Z</created>
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<title mode="escaped" type="text/html">Who Pays What???</title>
<summary mode="escaped" type="text/plain" xml:base="http://audracamacho.com/realestateblog.asp">
The SELLER generally pays:

X Standard CLTA owner’s Title Insurance

X Real Estate Commission

X Document preparation fee for Deed

X Documentary transfer tax

X Homeowner’s Transfer Fee

X Any City Transfer / Conveyance tax (according to contract)

X Any FHA or VA loan fees required by Buyer’s Lender

X Payoff of all loans in Seller’s name (or existing loan balance if being assumed by Buyer)

X</summary>
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<link href="https://www.blogger.com/atom/30945570/115284583267826167" rel="service.edit" title="Common Selling Mistakes" type="application/atom+xml"/>
<author>
<name>Aaron Reno</name>
</author>
<issued>2006-07-13T19:54:00-07:00</issued>
<modified>2006-07-14T02:58:00Z</modified>
<created>2006-07-14T02:57:12Z</created>
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<title mode="escaped" type="text/html">Common Selling Mistakes</title>
<summary mode="escaped" type="text/plain" xml:base="http://audracamacho.com/realestateblog.asp">1. Pricing Your Home Too High
A real estate agent can research comparable sales in your area and advise you of the appropriate price range of your property.

2. Taking an Inflexible Position on Financing
Have your agent explain what financing options are available. Being flexible on financing terms may secure a better selling price.

3. Errors in Market Timing
The market can change on a daily</summary>
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<link href="https://www.blogger.com/atom/30945570/115264750482702862" rel="service.edit" title="Helpful Real Estate Advice" type="application/atom+xml"/>
<author>
<name>Aaron Reno</name>
</author>
<issued>2006-07-11T12:49:00-07:00</issued>
<modified>2006-07-14T02:53:37Z</modified>
<created>2006-07-11T19:51:44Z</created>
<link href="http://audracamacho.com/2006/07/helpful-real-estate-advice.html" rel="alternate" title="Helpful Real Estate Advice" type="text/html"/>
<id>tag:blogger.com,1999:blog-30945570.post-115264750482702862</id>
<title mode="escaped" type="text/html">Helpful Real Estate Advice</title>
<summary mode="escaped" type="text/plain" xml:base="http://audracamacho.com/realestateblog.asp">1. How many homes should I consider before purchasing?
There is no set number of properties you should see before deciding to purchase a home. Be sure to inform your real estate agent about everything you are looking for in a home. Frequent communication with your agent will help you avoid wasting time viewing properties that do not fit your needs.

2. How do I determine my housing needs?
Your</summary>
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<link href="https://www.blogger.com/atom/30945570/115258465920324200" rel="service.edit" title="Welcome to Our Blog!" type="application/atom+xml"/>
<author>
<name>Aaron Reno</name>
</author>
<issued>2006-07-10T19:22:00-07:00</issued>
<modified>2006-07-11T02:24:19Z</modified>
<created>2006-07-11T02:24:19Z</created>
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<id>tag:blogger.com,1999:blog-30945570.post-115258465920324200</id>
<title mode="escaped" type="text/html">Welcome to Our Blog!</title>
<summary mode="escaped" type="text/plain" xml:base="http://audracamacho.com/realestateblog.asp">This blog has been created for home buyers, sellers, and real estate agents alike.  Please feel free to leave your questions and comments.  For more information, please visit: www.AudraCamacho.com.  Thanks!</summary>
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